---
title: Installment Plans
slug: installment-plans
docTags: 
createdAt: 2026-05-16T03:08:11.754Z
---

**Installment Plans** let an invoice be paid in scheduled amounts instead of all at once — useful for larger charges like annual fees, package bundles, or [Store](docId\:uwLs4x9FXMCAYqr_q5An2) orders.

***

## 🔛 Enabling installments

Go to **Settings → Billing → Installments** to configure. The Installments card appears once the [Store](docId\:uwLs4x9FXMCAYqr_q5An2) module is turned on:

| Setting                         | Description                                                                                                                         |
| ------------------------------- | ----------------------------------------------------------------------------------------------------------------------------------- |
| **Allow installment plans for** | Which payable types can use installments (e.g. Store Orders, Class Fees, Package Purchases)                                         |
| **Allowed plan lengths**        | The installment counts buyers/admins can choose. 1 means pay-in-full                                                                |
| **Schedule mode**               | How due dates are calculated — the same day each month as the order date, the 1st of each month, or the last day of each month      |
| **Downpayment required**        | When on, the first installment is collected at checkout; when off, all installments can be deferred                                 |
| **Receipt mode**                | **Per installment** — each paid installment gets its own receipt; **On completion** — one receipt once the final installment clears |
| **Payment reminders**           | Configurable schedule for automated reminder emails before/after each due date                                                      |

***

## 📅 Creating an installment plan

For a **store order**, the buyer picks an installment plan during checkout — only plans available on every item in the cart are offered.

For an existing invoice, an admin can convert it:

1. Open the invoice in the payment detail dialog
2. If installments are enabled for that payment type and the invoice is still unpaid, a **Convert to Installments** button appears
3. Choose the number of installments — a preview shows how the total splits
4. Confirm

The total is split evenly, with any rounding remainder absorbed into the first installment.

***

## 📊 The installment schedule

Once a plan exists, the invoice shows an **installment schedule** with one row per installment — sequence number, due date, amount, status, and a progress summary (e.g. "3 of 6 paid").

### Installment statuses

| Status        | Meaning                                               |
| ------------- | ----------------------------------------------------- |
| **Pending**   | Not yet due or not yet paid                           |
| **Paid**      | Settled                                               |
| **Overdue**   | Past its due date and unpaid                          |
| **Waived**    | Written off by an admin — not collected, not refunded |
| **Cancelled** | Removed from the schedule                             |

If any installment is overdue, the parent invoice shows as **Overdue**.

***

## 🔧 Admin actions per installment

Each installment row has an actions menu:

| Action                        | What it does                                                                                                                      |
| ----------------------------- | --------------------------------------------------------------------------------------------------------------------------------- |
| **Mark as Paid**              | Record payment — choose method, paid date, optional reference and notes. A receipt is generated (in per-installment receipt mode) |
| **Waive**                     | Write off the installment without collecting it                                                                                   |
| **Cancel**                    | Remove the installment from the schedule                                                                                          |
| **Restore**                   | Return a waived or cancelled installment to Pending                                                                               |
| **Download / Resend receipt** | For paid installments                                                                                                             |

Members see the same schedule in **My Payments** as read-only, with a **Download receipt** button on paid installments.

### Paying an installment from the wallet

If a member has enough [Wallet](docId\:bOPGq0Rx-Ox55aQXU2BAt) balance to cover an installment in full, a **Pay with wallet balance** option appears on that installment's row in **My Payments** (web) and a **Pay with wallet** option on the mobile app's **Pay Installment** screen. Confirming deducts the installment amount from the wallet and marks just that installment as **Paid**.

:::hint{type="info"}
Wallet balance can only be applied one installment at a time — an invoice on an installment plan can't be paid off in one go from the wallet. If the balance is lower than the installment amount, the wallet option doesn't appear.
:::

***

## 📧 Reminders

Automated reminder emails are sent to members around each installment's due date, configurable in settings.

:::hint{type="info"}
Disabling installments for a payable type only stops *new* plans. Plans already in progress continue on their schedule until complete.
:::